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1) There are options for a sum insured of five, seven, ten, fifteen, twenty, twenty-five, fifty, seventy-five, and one crore.
( 2). Charges for a single year or two years can be combined.
(3). 100% automatic restoration, now applicable to the same person and disease.
(4). The facility has been expanded, and the pregnancy duration has been decreased from 36 to 24 months (with coverage for delivery now extended to two years).
(5). The option for individual maternity has been added.
(6) The coverage for a newborn child was expanded. In the past, coverage was available until the policy’s term expired; Currently, coverage begins one year following birth.
(7) The maximum number of vaccinations has been increased from 1,000 to 5,000.
(8). The holding period for PED (previous disease) decreased from four years earlier to three.
(9). PEDs can still be covered after a year by paying an additional premium.
(10). Subject to a physician’s approval, road ambulances can transport patients from the scene of an emergency to a hospital, transfer patients from one hospital to another, and transport patients from a hospital to their home. Under the Health Program, ensure a markdown in premiums of up to 10%.
(12). Redo surgery, donor ICU admission, and year-round coverage for organ donors are all covered by Special SI.
(13) The cost of bariatric surgery has been restricted to five lakhs.
(14). Additionally, the Sum Assured limit on air ambulances has been increased to 5 Lakh.
(15). For dependent children (nominees) and individuals over the age of 70, Personal Accidental Coverage can provide coverage for up to 10 lakhs.
(16). Edition for the midterm of the newlywed spouse and infant.
(17). A person between the ages of 90 days and 65 does not have to go through a medical exam when buying a new policy.
(18). 60 days before and 90 days after being admitted to the hospital (in the past, it was 30 and 60 days).
(19). A health checkup was available for each claim-free year after the first three years.
(On Implication on Complementary) (Credit only) and Home Assortment office in Free Wellbeing Exam Organization Hospital Mental and psychosomatic individuals can also get coverage.
(21) Personal accident coverage that is equal to the amount of the policy (no proof of income is required).
(22) No Claim Bonus, or NCB: More than 7.5 Lakhs 100 percent on the Sum Assured 5 Lakhs on the First Renewal 50 percent on the Year After 50 percent NCB